Showroom Interest Free Credit

You don't have to wait to buy that special something. With Interest Free Credit from Goldsmiths, you can buy your items today and spread the cost over nine monthly payments*. And it won't cost you a penny more.

*IFC is also available over six, nine, twelve, eighteen, twenty-four and thirty-six months, depending on the value of your purchase.
Please note: IFC is not available on Rolex and selected items in our range, please ask in one of our showrooms for more details.

Nine Easy Payments

Whether your purchase is a gift or a personal treat, Interest Free Credit from Goldsmiths can be arranged to give you convenient monthly payments.

Our standard term is nine months, but depending on the purchase price of your goods we can offer a repayment period of six, nine, twelve, eighteen, twenty-four months and thirty-six months all at 0% APR Representative to suit your needs.

Representative Example (based on 9 months Interest Free Credit)

Cash price	£500
Less deposit (minimum 10%)	£50
Amount of credit	£450
Payable by nine monthly installments of	£50
Total amount payable	£500
Typical APR 0%	-

Applying for Interest Free Credit in any of our boutiques is simple, providing:

You have a cheque guarantee or major credit card.
Proof of your address (in the form of a driving licence and utility bill).
You or your partner work a minimum of 16 hours per week in paid employment, in which case we require your employers full details.
Are self-employed, retired or in receipt of invalidity/disability allowance.
You are 18 years of age or over.

On completion of an application form and direct debit mandate, a credit rating will be carried out. If your application is successful an Interest Free Credit account will be opened for you and you’ll be asked to pay a deposit. The process usually takes only a short while and our fully trained team will be able to guide you through the process.

Written quotations are available on request. Interest Free Credit is available to UK residents aged 18 and over subject to status and is available on full priced merchandise only. Not available in conjunction with any other promotional offer.

Further Exceptions

Interest Free Credit is not available on certain models across our range, please ask in our showrooms for more information.
Interest Free Credit cannot be used when purchasing Gift Cards.
Interest Free Credit cannot be used in conjunction with any discount or promotion.
Interest Free Credit cannot be used when paying for repair work.
Some terms available online may not be available in our showrooms.

Goldsmiths is a trading name of Watches of Switzerland Company Limited. Registered Office: Aurum House, 2 Elland Road, Braunstone, Leicester, LE3 1TT, Registered in England and Wales, Company number 00146087. Registered VAT Number 834 8634 04. Watches of Switzerland Company Limited acts as a broker and not a lender and offers finance from Secure Trust Bank PLC trading as V12 Retail Finance and PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH trading as PayPal Credit. Watches of Switzerland Company Limited is authorised and regulated by the Finance Conduct Authority. Our registration number is 308710. Credit provided is subject to age and status, minimum spend applies. Terms and Conditions apply. UK residents only. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Not all products are regulated by the Financial Conduct Authority and FOS protection will not be extended to unregulated agreements. Please note the Consumer Credit Act states that should your purchase / loan amount cost more than £30,000 you will not be covered under Section 75 of the Consumer Credit Act.

*Next day delivery available on most items. See product pages for more information.